Central Kentucky Housing Market Report: October 2026

6 min read October 2026 housing market report for Boyle, Garrard, Lincoln and Mercer counties. Closings across the four counties matched last October exactly, but the picture underneath moved: Boyle County closed 48% more homes than last October, median prices fell in Boyle and Garrard, and mortgage rates held above 7% all month. Here is […]
November Giveaway: A Thanksgiving Turkey from Dry Branch Farm Market

3 min read This November, we are giving away a Thanksgiving turkey from Dry Branch Farm Market, right on Main Street in Danville. The entry form is at the bottom of this page. Before you scroll down, here is who is behind the turkey, and why we picked them. Prize: Thanksgiving turkey From: Dry Branch […]
Living in Stanford Kentucky

5 min read Stanford is the county seat of Lincoln County, and it holds a title most of its residents do not lead with: it is the oldest town in Kentucky, founded in 1775 by Benjamin Logan as Logan’s Fort. Here is what that history actually looks like today, and what the current market there […]
Moving to Danville Kentucky: A practical Checklist

4 min read Closing day gets all the attention. The week after closing day is where the actual to-do list lives. Every new Boyle County resident ends up contacting the same handful of offices, and most people find out what each one needs the hard way, one trip at a time. Here is the list […]
Is Your Central Kentucky Home USDA Loan Eligible? Probably, Even in Town

4 min read A USDA loan lets a qualifying buyer purchase a home with zero down payment, no down payment assistance program required. The catch is the property itself has to sit in an area USDA defines as rural, and that word does not mean what most people assume. We checked USDA’s own eligibility map […]
What Actually Goes Into Your Kentucky Mortgage Payment

4 min read Search “mortgage calculator kentucky” and most tools hand you one number: principal and interest. That number is real, but it is rarely what actually hits your bank account every month. A typical mortgage payment has up to four separate pieces, and the two that calculators tend to shortcut, property tax and insurance, […]
What to Actually Check Before Buying a Rental Property in Central Kentucky

5 min read A rental listing’s advertised cap rate is only as good as the numbers behind it, and those numbers are usually the seller’s estimate, not a verified figure. Before you make an offer on a rental property in Boyle, Garrard, Lincoln or Mercer County, there are four things worth checking yourself: the actual […]
Herrington Lake Property: Shoreline and Dock Rights Explained

4 min read Herrington Lake property comes with a detail most buyers never expect: you do not own the shoreline, even when your deed runs to the water’s edge. Kentucky Utilities owns the land beneath the lake, up to an elevation of 760 feet above sea level, because KU built Dix Dam and created the […]
Introducing Zen Media: Photo, Drone, and iGuide, Now Open to Everyone

5 min read Zen Media is now open to the public. Until now, it has only been available to agents at Zen Door Real Estate Inc. Starting today, anyone in Central Kentucky who needs a property documented can book it. Core package: up to 50 photos Photo and drone delivery: 24 hours iGuide tour delivery: […]
KHC Assistance vs. the Welcome Home Grant: Kentucky’s Two Down Payment Programs, Explained

4 min read Kentucky has two different kinds of down payment help, and they work nothing alike. Kentucky Housing Corporation’s Down Payment Assistance is a loan you repay. The Welcome Home Program, run by the Federal Home Loan Bank of Cincinnati, is a grant that does not have to be repaid if you stay in […]